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Welcome to 6 Joyce Court in the Village of Niantic, where charm, comfort, and convenience come together in this well-maintained 3-bedroom, 1-bath Cape. The spacious open kitchen features a breakfast bar overlooking the living room, creating an inviting layout ideal for both everyday living and entertaining. Hardwood floors run throughout much of the main level, while abundant natural light fills the bright and welcoming living space. The main floor offers flexible living with a primary bedroom, full bath, and convenient laundry area. A dedicated dining room with sliding doors opens to a large Trex deck and private backyard, providing the perfect setting for outdoor dining, relaxing, or gatherings. Upstairs, you'll find two additional bedrooms ideal for guests, a home office, or hobbies. Additional features include a detached 1-car garage with electricity and a storage shed for added convenience and storage. The home has a newer hot water heater and roof was installed in 2025. Located just moments from downtown Niantic, this home offers easy access to local shops, restaurants, beaches, marinas, and the scenic mile-long Niantic Bay Boardwalk along Long Island Sound. Whether you're looking for a year-round residence or coastal retreat, this property offers a wonderful opportunity to enjoy shoreline living in one of the area's most desirable communities.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 19.4 x 12.1 | Upper |
| Bedroom 2 | Hardwood Floor | 19.4 x 14.9 | Upper |
| Dining Room | Sliders,Hardwood Floor | 11.1 x 11.5 | Main |
| Full Bath | Main | ||
| Kitchen | Breakfast Bar,Ceiling Fan,Tile Floor | 12.1 x 12.1 | Main |
| Living Room | Hardwood Floor | 19.4 x 12.1 | Main |
| Primary Bedroom | Hardwood Floor | 13.9 x 11.5 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $392 | $392 | $392 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,187 | $2,273 | $2,989 |
| Total Monthly Payment | $2,654 | $2,740 | $3,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.