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Charming New England colonial in a wonderfully convenient niche of West Simsbury. Built in 1986, this striking home sits 2 minutes from Rt 44, while still maintaining a rural Connecticut feeling on a level acre lot. Neutral throughout, the updated white kitchen is the centerpiece of the home. Handsome marble herringbone backsplash, stainless steel appliances, lovely granite countertops, and a huge pantry wall with quality sliding shelves provide storage galore! Open to the inviting family room with quality built-in shelving, ship-lap accents and a cozy wood-burning fireplace. New Anderson French doors swing open to the expansive composite deck for morning coffee or evening entertaining. Easy flow to the peaceful back yard. Hardwood floors through the downstairs. Lovely living room with beautiful bay window blends into the large dining room, also features a graceful bay window overlooking the back yard. All bedrooms are upstairs. Primary suite has hardwood floors & generous walk-in closet. Serene en-suite bathroom with graceful vaulted ceilings, oversized river-stone shower and handsome vanities provide a calming start to each day. Three additional bedrooms finish off the second floor, all nicely sized with great closets. Laundry upstairs. Finished basement with luxury vinyl plank and stylish white beadboard ceiling. With a full house generator & owned propane tank, fresh exterior paint, 9ft ceilings, attached 2 car garage, Tootin'Hills school. . . this one is tough to top. August 31/Beginning of September closing date preferred.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Upper |
| Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | Upper |
| Bedroom 3 | Ceiling Fan,Wall/Wall Carpet | Upper |
| Dining Room | Bay/Bow Window,Hardwood Floor | Main |
| Family Room | Built-Ins,Fireplace,French Doors,Hardwood Floor | Main |
| Kitchen | Breakfast Bar,Granite Counters,Sliders,Hardwood Floor | Main |
| Living Room | Bay/Bow Window,Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $902 | $902 | $902 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,026 | $3,979 |
| Total Monthly Payment | $3,945 | $4,020 | $4,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.