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Experience the ultimate Florida lifestyle in this beautifully updated 3-bedroom, 2-bathroom pool home located in the sought-after, non-flood zone community of Montclair Lake Estates. This move-in-ready residence boasts significant recent upgrades for ultimate peace of mind, including a BRAND NEW ROOF(August 2023) and a fully installed HURRICANE PROTECTION system (December 2023) featuring Kevlar fabric and panels, and a NEWLY RESURFACED POOL(April 2026).
Inside, the open split floor plan shines with NEW FLOORING and a stunning, completely remodeled CHEF'S KITCHEN featuring a massive central island, sleek stainless steel appliances, and premium finishes. The spacious living areas, with decorative ceilings, flow seamlessly into an impressive screen-enclosed in-ground pool area, perfect for entertaining or relaxing under the sun. The exterior is equally impressive with a FENCED YARD, fresh irrigation, a charming outdoor paver pathway, and mature landscaping. With no HOA fees and a prime location just 5 minutes from the vibrant shops and dining of Downtown Dunedin, the Countryside Mall, and world-class beaches, this Clearwater gem offers the perfect blend of modern luxury and coastal convenience. Don't miss your chance to own this remarkable retreat!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $649 | $649 | $649 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,655 | $2,723 | $3,581 |
| Total Monthly Payment | $3,396 | $3,464 | $4,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.