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Experience Florida living in this meticulously maintained 2 bed/1 bath/2 car garage home, perfectly positioned with tranquil views of "Seminole City Park". Enjoy direct access to acres of walking trails, natural wildlife, a scenic lake, and water access ideal for launching a kayak/canoe. The property also connects to the "Pinellas Trail"—a 60 mile pedestrian and cycling corridor stretching from St. Petersburg to Tarpon Springs. Inside, the spacious layout features an updated kitchen with abundant prep space, an extended peninsula, generous cabinetry, and a bright skylight. Luxury flooring flows throughout, complemented by fresh interior paint. Major updates include a 2022-shingle roof and 2017-AC. The oversized 500 sq ft garage includes washer/dryer hookups and an irrigation system that was just serviced with reclaimed water. A large screened in patio provides the perfect setting for entertaining while overlooking the park’s lake and water feature. Located in Seminole city limits, this home is minutes from the Gulf beaches, Publix, and Seminole City Center’s shopping and dining. NO flood zone. Current homeowner insurance for a new buyer is $2, 486/year. Only two owners in the last 16 years.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $296,000 | $296,000 | $296,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $170 | $170 | $170 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,823 | $1,869 | $2,458 |
| Total Monthly Payment | $2,068 | $2,114 | $2,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.