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Presented by
Dacey Coastal Properties Team |
Welcome to 474 State Street in Guilford! Built in 1999 and surrounded by rustic stone walls on a former sheep pasture, this elegant 4-bedroom home offers timeless architecture and design. An impressive exterior with stately columns, striking roof lines, mature landscaping, and a slate walkway lined with Belgian block creates a memorable first impression. Inside, the dramatic foyer showcases a soaring 24-foot cathedral ceiling and picture frame molding. The first floor features 9-foot ceilings and oak flooring with 4-inch planks throughout. The open kitchen is designed around a center island with an 8-burner double range, abundant cabinetry, and a sun-filled eat-in area. An elegant columned archway opens to a family room with wood-burning fireplace and a French door lead to the deck. A handsome study with bay windows and transoms overlooks State Street. The music room with 14-inch crown molding flows into the formal dining room through a graceful curved archway mirrored in the kitchen. Upstairs are 4 spacious bedrooms including a luxurious primary suite flooded with natural light that features a tray ceiling, stunning dressing room, and spa-like ensuite with soaking tub and double vanity. The finished lower level provides additional flexible living space for recreation, media or fitness . Embrace downtown living in a beautifully crafted home blending elegance, warmth, and charm close enough to walk to everything in Guilford, 1 mile to the Green, 2 miles to Long Island Sound.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | 13.4 x 12.3 | Upper |
| Bedroom 2 | Wall/Wall Carpet | 10.1 x 11.7 | Upper |
| Bedroom 3 | Wall/Wall Carpet | 11.1 x 17.9 | Upper |
| Dining Room | 9 ft+ Ceilings,Hardwood Floor | 14.4 x 11.6 | Main |
| Family Room | 9 ft+ Ceilings,Balcony/Deck,Fireplace,French Doors,Hardwood Floor | 13.8 x 19.2 | Main |
| Kitchen | Bay/Bow Window,9 ft+ Ceilings,Granite Counters,Dining Area,Island,Hardwood Floor | 19.6 x 19.1 | Main |
| Living Room | 9 ft+ Ceilings,Hardwood Floor | 14.2 x 11.7 | Main |
| Primary Bedroom | 9 ft+ Ceilings,Bedroom Suite,Dressing Room,Full Bath,Wall/Wall Carpet | 24.6 x 18.1 | Upper |
| Rec/Play Room | Wall/Wall Carpet | 27.7 x 18.5 | Lower |
| Study | 9 ft+ Ceilings,Hardwood Floor | 13.3 x 12.3 | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
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For homebuyers and sellers, our Attorney Network:
$950,000
Sales Associates
William Raveis Real Estate
Phone: 203.314.1301
daceycoastalpropertiesteam@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $760,000 | $760,000 | $760,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,002 | $1,002 | $1,002 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,256 | $4,618 | $6,362 |
| Total Monthly Payment | $5,350 | $5,712 | $7,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.