275 Cays DR, Naples, FL, 34114 | $450,000

One or more photo(s) has been virtually staged, AI generated or rendered. Welcome to the waterfront boating community of Port of the Islands, where luxury coastal living, direct Gulf access, breathtaking natural beauty come together in perfect harmony. Spacious 3-bed, 3-bath waterfront residence offers over 1, 800 sq ft of living space & an exceptional lifestyle for boaters, anglers, nature lovers, or anyone seeking a peaceful SW Florida retreat. One of its most valuable features is the direct boating access to the Gulf through the Ten Thousand Islands with no bridges, making it ideal for larger boats & effortless days on the water. Enjoy year-round fishing, island hopping, kayaking, & unforgettable encounters with dolphins, manatees, & exotic birds, all from your own backyard. Boating enthusiasts will appreciate the newer dock & seawall, along with a 10, 000 pound boat lift capable of accommodating up to a 28-foot boat. Thoughtfully designed split-bedroom floor plan features vaulted ceilings & open-concept living areas perfect for entertaining or relaxed waterfront living. Spacious screened lanai showcases tranquil water views & features new “no-see-um” screen mesh, creating the perfect setting for morning coffee, spectacular sunsets, cocktails, or simply unwinding after a day on the water. Master suite offers peaceful waterfront views, walk-in closet, dual sinks, & beautifully remodeled bath with new glass enclosure. Guests will appreciate the privacy of their own bedrooms & baths, making this home ideal for full-time living, seasonal enjoyment, or investment potential. Numerous upgrades provide comfort & peace of mind, including newer Stainless appliances, 2-year-old HVAC, 3-year-old water heater, fresh paint, new staircase carpeting, 1-year-old kitchen tile flooring, Brazilian cherry wood flooring, hurricane shutters throughout including electric rear shutters! Uniquely, this unit offers the ultimate peace of mind with a dedicated transfer switch & brand-new generator, ensuring uninterrupted power. Attached garage & additional parking add convenience, while the beautiful landscaping creates a wonderful tropical atmosphere. Even more impressive are the condo fees, the lowest for a 3-bed, 3-bath residence in Port of the Islands. Seller is providing buyer a 1-year AHS ShieldPlus Home Warranty! Considered one of Collier County’s hidden gems, surrounded by protected natural beauty including the Ten Thousand Islands, Big Cypress Preserve, & Picayune Strand State Forest. Community conveniences include a marina, ship store, public boat ramp, fuel station & trailer parking. Optional membership to the on-site hotel club, granting access to amenities including a heated pool, pickleball courts, fitness room, & game room. On-site fire & EMS services. Ideally located 20 min from Marco Island’s white sand beaches & 30 min from Downtown Naples shopping & dining. This exceptional home offers a perfect balance of peaceful waterfront living & modern convenience.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 2+ Spaces,Driveway Paved
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 2
  • Amenities: Boat Storage,Community Boat Ramp,Community Gulf Boat Access,Internet Access,Marina,Restaurant,Streetlight,Underground Utility
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Complex: VILLAGES OF STELLA MARIS
  • Development: PORT OF THE ISLANDS
  • Year Built: 2003
  • Approx Sq. Feet: 1,827
  • Est. Taxes: $6,091
  • Condo Fee: $1,500 Quarterly
  • Lot Desc: Zero Lot Line
  • View: Canal,Landscaped Area,Water
  • Community Type: Boating,Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Lift,Boat Slip,Dock Lease,Elec Avail at dock,Water Avail at Dock
  • Elem. School: EVERGLADES CITY SCH
  • Middle School: EVERGLADES CITY SCH
  • High School: EVERGLADES CITY SCH
  • Pet Policy: With Approval
  • MLS#: 226020563
  • Website: https://www.raveis.com
    /prop/226020563/275caysdr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of EXP REALTY LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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275 Cays DR, Naples, FL, 34114

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $508 $508 $508
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,217 $2,273 $2,989
Total Monthly Payment $2,800 $2,856 $3,572

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.