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Nestled just minutes from the scenic St. Cloud Lakefront, this beautifully upgraded property offers the perfect blend of modern luxury, functionality, and space — all with NO HOA. Situated on two parcels totaling approximately . 51 acres, this fully fenced property features premium vinyl fencing for added privacy and curb appeal.
Inside, you’ll find an open-concept floor plan with soaring ceilings, abundant natural light, upgraded modern fixtures throughout, and a cozy working fireplace perfect for entertaining or relaxing evenings at home. The fully remodeled kitchen is a true showpiece, featuring trendy grey-coated oak cabinetry, high-grade Calcutta quartz countertops with a stunning waterfall island, and a dedicated coffee bar designed for everyday convenience and style.
The luxurious primary suite showcases a completely renovated spa-inspired bathroom with floor-to-ceiling tile, a standalone soaking tub, double vanity, and all-new designer fixtures. Two additional bedrooms have been recently upgraded with luxury vinyl flooring and brand-new ceiling fans. A spacious loft currently functions as a fourth bedroom, while an additional flex room offers endless possibilities for a home office, gym, playroom, or guest space. Outside, the oversized driveway accommodates approximately eight vehicles, making this property ideal for gatherings and entertaining. Major updates provide peace of mind, including a brand-new roof (2025) and brand-new septic system (2025).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$529,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,920 | $423,920 | $423,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $474 | $474 | $474 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,610 | $2,677 | $3,520 |
| Total Monthly Payment | $3,176 | $3,243 | $4,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.