46 Holmes St, Needham, MA, 02492 | $1,850,000

Grand Center Entrance Colonial in the highly desirable Mitchell School neighborhood, just blocks from Needham High School. This bright and beautifully maintained home offers 4 bedrooms and 2. 5 baths, along with a 1st floor office ideal for today’s lifestyle. The spacious family room with cathedral ceiling sits just off the modern kitchen and features a cozy fireplace, creating an inviting gathering space. Hardwood floors and high ceilings enhance the home’s airy feel, while the two-car attached garage with mudroom entrance into the kitchen and 2nd floor laundry add everyday convenience. A recently added 3rd floor media and bonus room provides flexible space for relaxing. Continue outside to a private backyard retreat complete with a custom hardscape patio and a flowering hillside garden that offers both beauty and seclusion. Freshly painted exterior and central AC (one new handler installed in 2024) complete this exceptional offering. Close to town, schools, commuter rail and route 95.

Features

  • Amenities: Shopping, Park, Golf, Highway Access, Public School, T-Station
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Flooring - Stone/Ceramic Tile, Second Floor, Electric Dryer Hookup, Washer Hookup
  • Style: Colonial
  • Year Built: 2000
  • Garage: 2-car Attached
  • Heating: Forced Air, Oil
  • Cooling: Central Air
  • Basement: Full, Interior Entry, Bulkhead, Sump Pump, Concrete, Unfinished
  • Approx Sq. Feet: 3,593
  • Acreage: 0.31
  • Est. Taxes: $15,903
  • Lot Desc: Corner Lot
  • Appliances: Oven, Dishwasher, Disposal, Range, Refrigerator, Washer, Dryer, Range Hood
  • MLS#: 73517551
  • Website: https://www.raveis.com
    /eprop/73517551/46holmesst_needham_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.

William Raveis Family of Services

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Cynthia BazzanoLuxury Properties Specialist

860.869.2300

Cynthia.Bazzano@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1424716

970.390.2521

John.Kirkutis@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Has access to hundreds of loan programs, all at competitive rates
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Heidi SummaInsurance Sales Director, William Raveis Insurance

860.919.8074

Heidi.Summa@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

46 Holmes St, Needham, MA, 02492

$1,850,000

Cynthia Bazzano

Luxury Properties Specialist

William Raveis Real Estate

Phone: 860.869.2300

Cynthia.Bazzano@Raveis.com

John Kirkutis

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 970.390.2521

John.Kirkutis@raveis.com

NMLS Mortgage Loan Originator ID 1424716

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,480,000 $1,480,000 $1,480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.121% 6.183%
Monthly Tax Payment $1,325 $1,325 $1,325
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,403 $8,873 $12,489
Total Monthly Payment $9,853 $10,323 $13,939

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.