Highest & Best offers due by Saturday at noon. This is a gem of a house in the highly sought-after Smith College neighborhood, fully renovated in 2017 with the addition of a primary suite upstairs, 1/2 bath, mudroom, pantry & oversized 2-car garage. Meticulously maintained & updated, amenities include a Thermador dual-fuel range & dishwasher, soapstone countertop, living room w/gas fireplace, all-season sunroom, hardwood & tile floors, and Marvin wood windows. Fenced-in side & backyard, recently painted walls, trim & exterior (2024). Heated & cooled w/Mitsubishi Hyper-Heat pumps (electric) throughout the house plus a gas steam boiler for supplemental heat if desired. The addition also includes a 2nd-floor laundry room, cedar and linen closets, and generous storage on both floors. Outdoor covered patio & side and back yards offer space to relax or garden. Solar panels and EV outlet in garage. Convenient location w/easy access to downtown Northampton and the Mill River Trails.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,050,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $840,000 | $840,000 | $840,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,218 | $1,218 | $1,218 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,704 | $5,104 | $7,032 |
| Total Monthly Payment | $6,047 | $6,447 | $8,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.