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1543 Joan St was built in 1961 and completely rebuilt through 2022 and 2023. Every major system -- electrical, plumbing, HVAC, windows, doors, siding, insulation -- is new. This is not a flip. The previous owners have loved this house back to life, and it shows. Oak hardwood floors throughout. No carpet, ever. Open living and kitchen with a shiplap accent wall, marble countertops, peninsula island that seats four, and every appliance you need already waiting for you -- fridge, range, washer, dryer, smart TVs, all of it. Both bathrooms fully redone. Frameless glass shower in the primary. Natural light pouring into every room. The backyard is the kind you didn't think you'd find at this price. Fully fenced, huge, with a deck, covered outdoor shower, and a shed. Room for a pool and outdoor kitchen and still enough grass left to throw a football or host a bonfire. Lawn irrigation front to back so the yard takes care of itself. Charleston and water have a complicated relationship. This home filed for divorce. The home does not require flood insurance, and has been reinforced to handle the future -- French drain, dual sump pumps, fully encapsulated crawlspace with dehumidifier, regraded yards, whole-home surge protector and lightning rods. It's all been thought through. No HOA. Category 3 Short Term Rental zoning and there is ADU eligibility -- meaning you can build a rental unit on this property and let it help pay for itself. Or just short term rent the home and keep it as an investment property. Ten minutes to downtown Charleston, twenty to Folly Beach, 20 minutes from the airport and five minutes to everything you need in between (Grocery Stores, Restaurants, Gas Stations, Auto Shops, Clothing Stores, etc. ) Nothing to fix. Nothing to negotiate around. Just move in and start living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,523 | $2,622 | $3,448 |
| Total Monthly Payment | $2,615 | $2,714 | $3,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.