1048 Hills Plantation Drive, Charleston, SC, 29412 | $899,999

Experience coastal living at its finest in James Island's premier waterfront community! Located just 4 miles from iconic Folly Beach and only minutes to historic downtown Charleston, this beautifully maintained home in sought-after Freeman's Point at Seaside Plantation offers more than just a gorgeous home, it offers the ultimate Lowcountry lifestyle. Perfectly positioned near top-rated restaurants, local shopping, waterfront dining, and entertainment, this home gives you the best of James Island living. Spend your days boating, fishing, or crabbing from the neighborhood dock, launch your boat from the private community ramp, then enjoy unforgettable sunset cruises through Charleston Harbor. Resort-style amenities include a community pool, playground, dog park, and scenic walking trails surrounded by majestic live oaks and peaceful ponds. This well-cared-for 2015 home welcomes you with dual front porches showcasing marsh and waterway views, gorgeous hardwood floors, soaring 10-foot ceilings, neutral designer finishes, and an open concept layout perfect for entertaining. Gather around the cozy shiplap gas fireplace or cook with ease in the stunning designer kitchen featuring modern finishes and ample space for hosting family and friends. The spacious owner's retreat offers charming peek-a-boo tidal creek views, while the private upstairs porch is the perfect place to relax and enjoy cool Lowcountry breezes after a day at the beach or on the water. Whether you're searching for a primary residence, coastal retreat, or Charleston-area dream home, this is truly a must-see property in one of James Island's most desirable waterfront neighborhoods. Move-in ready, impeccably maintained, and surrounded by everything Charleston has to offer, this home is the total package.

Features

  • Amenities: Boat Ramp, Dog Park, Pool, Walk/Jog Trails
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Washer Hookup, Laundry Room
  • Style: Charleston Single
  • Development: 21 - James Island
  • Year Built: 2015
  • Garage: 2-car
  • Heating: Heat Pump, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,278
  • Acreage: 0.09
  • Elem. School: James Island
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 26014829
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/26014829/1048hillsplantationdrive_charleston_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Better Homes And Gardens Real Estate Palmetto

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1048 Hills Plantation Drive, Charleston, SC, 29412

$899,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,999 $719,999 $719,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.235% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,259 $4,375 $6,076
Total Monthly Payment $4,351 $4,467 $6,168

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.