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20 Valentine Road, Shoreham, NY, 11786 | $675,000
Beautifully Maintained and Updated 4 Bedroom New Englander Style Cape Home in the Private Beach Community of Shoridge Hills. The Interior of the home has been Recently Freshly Painted. The Foyer Welcomes you to the Living Room with a Wood Burning Brick Fireplace, Updated Laminate Floors, Plus a Ductless Heat and Air Conditioning System. There is a newer Fireplace Door and Newer Chimney with Cap. The Kitchen has been Updated with Antique White Cabinets, Silestone Counters, Decorative Backsplash and a Large Porcelain Tile Floor. The Kitchen is Conveniently Open to the Dining Area. The Full Bath with Wainscot walls has an Easy Clean Bath Fitter Tub w/Shower and an Updated Vanity. Enjoy your Morning Coffee or Relax with a Book in the 3 Seasons Sun Room that leads to the Deck. All of the Windows and the Sliding Door are Andersens. There are Hi Hat Lights, Crown Moldings, Fans and Wood Floors that are in Excellent Condition. There are Wall A/C Units in the 2 Upstairs Bedrooms. The Energy Saving German Buderus Burner and Vissmann Hot Water Heater were just installed at the end of 2025. The Attached Oversized Garage has a Newer Door with a Remote Opener. The Exterior is Easy to Maintain with Vinyl Siding & Newer Leaders and Gutters. The Paver Walk extends to the Driveway and the Yard is Fenced with a Shed for Additional Storage. This Summer Enjoy Swimming at the Private Beach That is Close to the House and Community Events.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 1 full
- Laundry: In Basement
- Style: Cape Cod
- Year Built: 1960
- Garage: 1.5-car
- Heating: Baseboard, Hot Water
- Cooling: Ductless
- Basement: Full, Storage Space, Unfinished
- Approx Sq. Feet: 1,560
- Acreage: 0.37
- Est. Taxes: $10,701
- Elem. School: Miller Avenue School
- Middle School: Albert G Prodell Middle School
- High School: Shoreham-Wading River High School
- School District: Shoreham-Wading River
- Appliances: Dishwasher, Dryer, Electric Range, ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Washer
- MLS#: 996118
- Website: https://www.raveis.com
/prop/996118/20valentineroad_shoreham_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
20 Valentine Road, Shoreham, NY, 11786
$675,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $892 | $892 | $892 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,325 | $3,410 | $4,484 |
| Total Monthly Payment | $4,309 | $4,394 | $5,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535