Times are hard but not for this home, the seller is giving 5000 to the buyer for rate buy down/closing cost. This gorgeous farmhouse style custom home welcomes you to enter through the 46' front farmer's porch perfect to enjoy morning coffee in a serene setting enjoying all the sounds of nature. Upon entering, you are welcomed into a large open concept living/dining with a cozy wood stove and separate den which includes a window seat perfect to snuggle up with a nice book. The kitchen is nicely appointed with plenty of cabinet/counter space with dining that lures you out to the expansive deck and pristine pool. With a circular drive and 2-car garage, there is plenty of parking for hosting guests. Many updates including water heater, oil tank and electrical box truly make this home a turn-key option that even the pickiest buyer will appreciate. Passing title V and ready for the next occupants to just move right on it. Welcome Home to Ashburnham and all it has to offer.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,920 | $423,920 | $423,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $462 | $462 | $462 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,610 | $2,677 | $3,520 |
| Total Monthly Payment | $3,164 | $3,231 | $4,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.