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Impeccably restored, this free-standing home is part of Victoria Gate's primire neighborhood ideally located on Catoonah Street in downtown Ridgefield. The home beautifully preserves the charm of the original Victorian, featuring a wraparound front porch, soaring 9+ foot ceilings, custom millwork, stained glass window, and the graceful curved staircase, antique wide-board hardwood floors, and a bay window. Blending historic character with exceptional modern design, the home includes custom louvered shutters, Visual Comfort pendant lighting and sconces, and a designer kitchen equipped w/top of line appliances. Custom cabinetry, a butternut wood center island with quartz countertops complete the sophisticated space. The inviting Family Room features a custom gas fireplace, dry bar with refrigerator, F BTH, and French doors leading to a private rear deck. On the second level, a Primary Suite is created by including a large BDRM, beautifully appointed Full Bath, walk-in closet, and high-grade broadloom carpeting and an adjacent study with access to a half BTH. The third level BDRM runs the length of the home with vaulted ceiling and skylights. A third FBTH completes this private space. Additional amenities include a one-car garage w/access to the lower level and a reserved nearby parking space. Pride of ownership is evident throughout this beautifully maintained community, where sidewalks connect you to downtown restaurants, shopping, theaters, parks and History. Natural Gas. This is a Pet friendly Condo.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Skylight,Vaulted Ceiling,Full Bath,Walk-In Closet,Wall/Wall Carpet,On 3rd Floor | 16.0 x 26.0 | Upper |
| Family Room | 9 ft+ Ceilings,Balcony/Deck,Beams,Dry Bar,Gas Log Fireplace,Hardwood Floor | 11.0 x 18.0 | Main |
| Formal Dining Room | Bay/Bow Window,9 ft+ Ceilings,Hardwood Floor | 13.0 x 14.0 | Main |
| Kitchen | Remodeled,9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor | 13.0 x 15.0 | Main |
| Living Room | Remodeled,9 ft+ Ceilings,Built-Ins,Hardwood Floor | 14.0 x 15.0 | Main |
| Primary Bedroom | 9 ft+ Ceilings,Full Bath,Stall Shower,Walk-In Closet,Wall/Wall Carpet,Hardwood Floor | 13.0 x 14.0 | Upper |
| Study | Half Bath,Wall/Wall Carpet | 12.0 x 13.0 | Upper |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,100,000 | $1,100,000 | $1,100,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.223% | 6.183% |
| Monthly Tax Payment | $1,371 | $1,371 | $1,371 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,246 | $6,684 | $9,282 |
| Total Monthly Payment | $7,742 | $8,180 | $10,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.