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Tucked away in the heart of Hamden, this charming Colonial is filled with warmth, character, and timeless appeal. Beautiful original hardwood floors run throughout the home, complemented by inviting spaces designed for comfortable everyday living. The cozy living room fireplace creates the perfect place to unwind, while the sun-filled enclosed porch with glass doors offers a peaceful setting for a home office, reading nook, or morning coffee retreat. The dining room opens to a bright kitchen with a dedicated prep area and wonderful potential to create a more open-concept layout, along with the possibility of adding a convenient main-level half bath. Upstairs, the spacious primary bedroom includes a walk-in closet and freshly painted ceiling, while two additional bedrooms provide comfortable and versatile living space. A walk-up attic adds easy-access storage and future possibilities. Outside, the generous yard invites gardening, entertaining, or simply enjoying the outdoors. The detached garage has been thoughtfully updated with a newer roof and side door, and additional improvements include newer windows and an updated bathroom. Ideally located within walking distance to DeNicola Park and Lake Whitney, this home offers a lovely blend of classic charm, comfort, and opportunity.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $720 | $720 | $720 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,625 | $1,666 | $2,192 |
| Total Monthly Payment | $2,420 | $2,461 | $2,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.