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Set on a private . 75-acre lot framed by classic stone walls, wooded privacy, and elevated views of Lake Lillinonah, this well-maintained center hall Colonial offers a rare blend of lake lifestyle, efficiency, and value in desirable Newtown. Includes beach and lake access rights through the Housatonic Knolls Recreation Association, with lake access close by for boating, fishing, and recreation. Featuring oak flooring on the main level, a fireplace-centered living space, and a kitchen with a Thermador range, Kitchen-Aid dishwasher, and dual walk-in pantries. All three bedrooms include walk-in closets, while the primary suite offers a Jacuzzi tub and separate shower. French doors open to a new TREX deck with lake views and propane connection for outdoor grilling and entertaining. 30 fully owned solar panels offset energy costs and are complemented by central air, Energy Gold Plus windows, and Therma-Tru doors with transferable warranties. A whole-house generator with extended propane backup provides resilience and peace of mind, while a newer Peerless furnace (2024) offers confidence in long-term performance. Additional features include an upgraded ADT security system, commercial-grade RAB perimeter motion-sensing lighting, fenced yard, unfinished basement, new driveway (2024), Belgian block accents, and mature landscaping featuring 17 magnolia trees, Japanese maples, Korean dogwood, and forsythias. Convenient location near Newtown schools, commuter routes, and train stations.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Walk-In Closet,Wall/Wall Carpet | 10.0 x 13.7 | Upper |
| Bedroom 2 | Walk-In Closet,Wall/Wall Carpet | 10.9 x 13.7 | Upper |
| Dining Room | Hardwood Floor | 11.1 x 12.2 | Main |
| Family Room | Balcony/Deck,Fireplace,Hardwood Floor | 11.1 x 19.6 | Main |
| Kitchen | Breakfast Bar,French Doors,Pantry,Tile Floor | 14.1 x 15.8 | Main |
| Living Room | Hardwood Floor | 12.2 x 14.0 | Main |
| Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | 12.2 x 16.9 | Upper |
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $532,000 | $532,000 | $532,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $778 | $778 | $778 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,276 | $3,359 | $4,418 |
| Total Monthly Payment | $4,146 | $4,229 | $5,288 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.