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Welcome to this charming Colonial style home offering 3 bedrooms and 2. 5 baths, perfectly blending classic design with modern efficiency. Nestled in a peaceful, low-traffic neighborhood with a loop-style road, this setting offers a quiet, community oriented feel ideal for everyday living, conveniently located off route 2. This well maintained property features a fully owned solar system with no lease or remaining loan balance, providing the incredible benefit of little to no electricity costs. Enjoy peace of mind with a newly installed Generac generator. This home is equipped with an energy efficient heat pump system, giving you flexible heating options while significantly reducing oil costs. In addition, a high efficiency Buderus boiler offers a reliable and effective secondary heating source. Inside you'll find hardwood floors throughout, a cozy propane insert fireplace, adding warmth and ambiance to the living space-perfect for relaxing evenings at home. This home also features a wrap-around front porch, and a spacious back deck perfect for entertaining. Recent updates add even more value, including a new roof and a beautifully constructed patio with a firepit-ideal for outdoor entertaining or enjoying your private backyard. With its thoughtful upgrades, energy savings, and timeless Colonial appeal, this home is a rare find that offers both comfort and efficiency in a serene neighborhood setting. Come and see this one today, it won't last long!
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $551,920 | $551,920 | $551,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $651 | $651 | $651 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,398 | $3,485 | $4,583 |
| Total Monthly Payment | $4,141 | $4,228 | $5,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.