MOVE-IN READY! This 3BR 2BA Clinton home currently zoned as a 2-family could make the perfect single family or possible inlaw or multi-gen setup! First floor features a large, bright, eat-in kitchen w/additional breakfast bar counter seating, plus a full bath. The spacious living room & bedroom have gleaming hardwood floors, with closet space in each. A common staircase & landing lead into the second floor space, allowing for easy transition between floors. This floor has plenty of additional living space with 2BR, an oversized eat-in kitchen, living room w/hardwood floors & full bath w/washer and dryer hookups in the hall nearby. Walk out basement with separate electric panels, natural gas heat and hot water, plus plenty of storage space. Screened in porch area off back of 1st floor unit for additional storage or relaxation space as well. Paved driveway with off-street parking. Close to downtown, yet not far from Rtes 190 & 495 for commuting. Property to convey "AS-IS and Where-IS"
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $464 | $464 | $464 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,021 | $2,657 |
| Total Monthly Payment | $2,509 | $2,560 | $3,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.