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Beautiful 4BR, 2. 5BA home featuring a grand two-story foyer, hardwood floors, and a bright, sun-filled layout. A charming koi pond at the front entrance creates a peaceful and elegant first impression. The spacious kitchen offers a large granite island, ample cabinetry, and an adjacent office space perfect for working from home. Formal dining area and inviting living room with electric fireplace provide ideal spaces for entertaining and everyday living. The expansive primary suite includes dual walk-in closets and a spa-like bath designed for comfort and relaxation. Unfinished walkout basement offers outstanding potential for additional living space and includes washer/dryer, Culligan water softener, furnace, and water heater. Enjoy outdoor living with a patio, inground pool, and private backyard retreat. Energy-efficient upgrades include leased solar panels ($164/month, transferable) and a Powerwall generator system. Additional features include a two-car garage and two-zone heat/air conditioning. Seller is in process of looking for another home, must close simultaneously. Home gym, select furniture, lawn mower & rider, and pool accessories may be included in the sale. Conveniently located just minutes from Metro-North, hiking trails, Beacon, Wappingers, and Fishkill. Virtual Tour https: //vimeo. com/1192701153?share=copy&fl=sv&fe=ci
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Our Executive Mortgage Banker:
$690,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $552,000 | $552,000 | $552,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $628 | $628 | $628 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,399 | $3,485 | $4,584 |
| Total Monthly Payment | $4,119 | $4,205 | $5,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.