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Welcome to 36 Richard Ave in desirable Islip Terrace — a stunning completely rebuilt 4-bedroom, 3-bath Colonial that combines modern elegance with spacious living throughout. From the moment you enter, you’ll be captivated by the gleaming wood floors, expansive layout, and beautifully designed gourmet kitchen - perfect for entertaining. The luxurious main-floor primary suite features a bath, while an additional office on the first floor offers the perfect work-from-home setup or flex space. Upstairs boasts three generously sized bedrooms and a full bath. The fully finished basement with outside entrance provides endless possibilities for extended living, recreation, or storage. Step outside to a large deck overlooking the deep backyard — ideal for gatherings, relaxing, or enjoying outdoor living. Located in the renowned East Islip School District, this exceptional home offers size, style, and versatility all in one. The sheer space and craftsmanship of this home will capture you from the moment you arrive. This one will not last!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,019 | $1,019 | $1,019 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,689 | $3,783 | $4,976 |
| Total Monthly Payment | $4,800 | $4,894 | $6,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.