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Punta Gorda Isles Waterfront Pool Home with Gulf Access! Located in a highly sought-after boating and golf community, this updated 3-bedroom plus bonus room, 2-bath waterfront pool home offers exceptional powerboat access to Charlotte Harbor leading to the Gulf. Designed for the avid boater, the property features 82 feet of water frontage with a city-maintained seawall. The extended waterfront setup includes a 60-foot concrete dock equipped with water and electric service, alongside a 10, 000 lb. boat lift. Inside and out, this home exudes character and personality. The interior is defined by volume ceilings, plantation shutters, and easy-care tile flooring throughout. Large sliding glass doors in the main living area frame long water views and provide seamless access to the outdoor living space. The comprehensively remodeled kitchen is equipped with soft-close cabinetry, granite countertops, an expansive breakfast bar, stainless steel appliances, a stone-tiled backsplash, and a convenient pass-through window to the lanai. A sliding barn door leads to a versatile bonus room featuring a private entry, located adjacent to a large indoor laundry room with ample storage space. This floorplan offers two distinct primary suites, both featuring updated bathrooms with new tile flooring. Primary Suite featuring direct sliding door access to the pool area and an en-suite bathroom with dual sinks and a walk-in shower plus the Junior Suite offers abundant natural light and includes a custom-tiled walk-in shower. The outdoor space is anchored by a screened, heated pool and spa with true eastern exposure to enjoy amazing sunrises. The pool has been resurfaced and is easily maintained via a Pentair automatic pool system. A covered lanai with vaulted ceilings provides substantial shaded space for outdoor entertaining. Don't miss this opportunity to make this charming home your new Florida retreat or permanent residence!
Notable upgrades and features include new metal roof (2023), new A/C system (2021), new dock and boat lift (2020), upgraded black metal fence (2025), accordion hurricane shutters, R. O. water filtration in kitchen, security cameras, extra-deep 2-car garage with epoxy flooring, stamped concrete driveway, and mature tropical landscaping add to the beautiful curb appeal. Positioned in a premier neighborhood offering quick access to St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and historic downtown Punta Gorda. This location provides immediate proximity to world-class fishing, boating, fine dining, parks, arts, and community events.
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $857 | $857 | $857 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,068 | $4,011 |
| Total Monthly Payment | $3,900 | $4,017 | $4,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.