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Welcome to 4613 S Ferdinand Ave, a beautifully appointed 4 bedroom, 2 bath home in one of South Tampa's most sought-after neighborhoods. What sets this home apart starts with what matters most right now: it is NOT in a flood zone, NO flood insurance is required (flood zone X), and it stayed completely dry through both recent hurricanes with zero damage. Annual premiums are remarkably low for the area. Step outside and you'll find one of the best-appointed yards in South Tampa. The grounds are stunning, framed by mature oak trees that deliver tons of shade and timeless character. The oak branches were just professionally trimmed ahead of hurricane season, so you can enjoy the beauty with confidence. Inside, the home is move-in ready and meticulously maintained throughout. *Please note that the current formal living room has traditionally functioned as the dining room. At the moment, however, the fourth bedroom is currently being used as a dining room. Seller is happy to remove build-ins and add a door to facilitate fourth bedroom use upon sale. * Every detail has been cared for, and the home is beautifully furnished. Some of the furniture may be available separately, so you can step right into a turnkey lifestyle if you choose. Restoration Hardware, Rejuvenation, and Arteriors light fixtures convey with the home. Located in established Bayshore Beautiful, you're minutes from Bayshore Boulevard, top dining and shopping, MacDill Air Force Base, downtown Tampa, and easy access to the Selmon Expressway and bridges to St. Pete and the beaches. A well-maintained home, an unbeatable yard, low insurance, and true peace of mind. This one is special. Come see it for yourself.
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Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | $938 | $938 | $938 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,077 | $4,187 | $5,738 |
| Total Monthly Payment | $5,107 | $5,217 | $6,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.