8286 N 97TH N ST, Seminole, FL, 33777 | $1,395,000

If you are seeking a residence that exemplifies luxury, elegance, and modern sophistication—featuring striking architectural design and located in a prime location near the beach and urban amenities—this property is specifically designed to meet those requirements. Constructed with high-quality materials and fixtures throughout, from the front yard to the backyard, and from floor to ceiling, the residence offers four spacious bedrooms and three luxurious bathrooms. It is a unique, custom-built property; every detail reflects careful selection of premium components, invested with considerable time and attention. Upon entering the front door, one immediately appreciates the home's architectural grandeur and refined elegance. Inside, the spacious layout, contemporary design, and open atmosphere create a sense of luxury. High-end finishes are evident throughout the residence. The gourmet kitchen features modern appliances and fixtures that encourage daily cooking and family gatherings, and it seamlessly connects the kitchen, dining, entertainment, and living areas. The master bedroom impresses with its size and luxurious amenities, serving as both a tranquil retreat and an ideal home office, fully equipped with necessary facilities. The bedroom and bathroom suite offers standards comparable to those of luxury hotels, including an integrated Bluetooth surround-sound system. Elevated on higher ground, the property minimizes flood risk, as confirmed during severe storms in Milton and Helena in 2024, when water reached only the garage floor, resulting in more affordable flood insurance premiums. Enjoy your morning coffee in the backyard, overlooking a lush garden planted with exotic tropical fruit trees, including mango, longan, and sapodilla. The outdoor space features extensive tiled paving, reducing maintenance requirements. Located minutes from Seminole Lake Park, the property offers convenient access to scenic trails, playgrounds, a boat ramp, shaded picnic areas, restrooms, and ample parking—ideal for enjoying the natural surroundings. It is also close to famous beaches such as Indian Rocks Beach and Clearwater. Tampa International Airport is a short drive away, along with numerous shopping centers and restaurants. The residence has had only one owner since construction, initially intended as a long-term residency. The owner invested extensively and carefully in every detail. After twenty years, circumstances changed, but the owner's dedication to maintaining the home remains evident. The property was well cared for as a labor of love. Notably, the roof and AC were replaced just two years prior.

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2005
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,694
  • Acreage: 0.24
  • Est. Taxes: $5,061
  • Appliances: Built-In Oven, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8511247
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8511247/8286n97thnst_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 3:59:14 AM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 813-749-0875

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8286 N 97TH N ST, Seminole, FL, 33777

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $422 $422 $422
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,691 $6,871 $9,417
Total Monthly Payment $7,238 $7,418 $9,964

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.