14806 MORNING DRIVE, Lutz, FL, 33559 | $2,300

Welcome to your waterfront retreat in the highly desirable Lake Forest community of Lutz. Fully renovated and move-in ready, this beautifully updated 3-bedroom, 2. 5-bath townhome offers over 1, 500 square feet of stylish living space, plus an incredible 20' x 16' sunroom adding approximately 300 additional square feet of versatile living area—perfect for a home office, fitness studio, media room, playroom, or game room. From the moment you enter, you'll appreciate the bright, open-concept floor plan enhanced by brand-new luxury vinyl flooring, modern finishes, and abundant natural light throughout. The spacious living and dining areas flow seamlessly into the updated kitchen, featuring newer stainless-steel appliances, ample cabinetry, generous prep space, and peaceful views of the water beyond. Upstairs, the thoughtfully designed layout provides privacy and comfort, with three generously sized bedrooms and beautifully remodeled bathrooms showcasing contemporary fixtures, designer touches, and elegant finishes. Every detail has been carefully updated to create a fresh, modern living experience. One of the home's most exceptional features is the expansive enclosed sunroom overlooking the tranquil pond. Rarely found in townhomes of this size, this bonus space dramatically expands the home's functionality and creates the perfect environment for working remotely, entertaining guests, pursuing hobbies, or simply relaxing while enjoying serene waterfront views year-round. Step outside to your private fenced patio area and experience the peaceful beauty of Florida living. Enjoy morning coffee overlooking the water, unwind after work with breathtaking sunset views, or host family and friends in your own outdoor retreat. Residents of Lake Forest enjoy an impressive collection of amenities including a near Olympic-sized swimming pool, tennis courts, basketball courts, playgrounds, sports fields, picnic areas, scenic lakes, walking trails, mature landscaping, and a large community center. The neighborhood offers a park-like setting while maintaining exceptional convenience. Ideally located just minutes from I-275, I-75, USF, the Veterans Hospital, Tampa Palms, premium shopping, dining, entertainment, and major employment centers, this home combines peaceful waterfront living with unbeatable access to everything the Tampa Bay area has to offer.

Features

  • Type: Townhouse
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Year Built: 1979
  • Garage: Assigned, None
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,510
  • Acreage: 0.04
  • Lot Desc: Conservation Area, Near Public Transit, Sidewalk
  • View: Water
  • Elem. School: Chiles-HB
  • Middle School: Liberty-HB
  • High School: Freedom-HB
  • Pet Policy: No
  • Appliances: Dishwasher, Range, Refrigerator
  • Lease Terms: 12 Months
  • MLS#: TB8510125
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8510125/14806morningdrive_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/10/2026 3:17:43 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14806 MORNING DRIVE, Lutz, FL, 33559

$2,300

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $1,840 $1,840 $1,840
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $11 $12 $15
Total Monthly Payment $86 $87 $90

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.