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Welcome to 2919 Gardiner Lane in Zephyrhills — a beautifully appointed DR Horton Cali floorplan built in 2025 and never occupied. This move-in-ready home offers the perfect opportunity to enjoy the benefits of new construction without the wait to build.
Situated on a premium pond homesite with no backyard neighbors, the property offers peaceful water views and added privacy, creating a serene backdrop for everyday living. Designed with both comfort and functionality in mind, the open-concept layout features ceramic tile flooring throughout the main living areas, granite countertops, stainless steel appliances, a natural gas range, and an oversized kitchen island with breakfast bar seating — ideal for entertaining or gathering with family and friends.
The spacious primary suite is thoughtfully positioned at the rear of the home to maximize privacy and capture tranquil pond views. The ensuite bathroom features dual vanity sinks, a walk-in shower, and generous walk-in closets offering exceptional storage and convenience.
Sliding glass doors open to the covered lanai, seamlessly extending the living space outdoors — the perfect spot to relax, unwind, and enjoy peaceful Florida sunsets overlooking the water.
Located within the highly desirable Two Rivers master-planned community, residents enjoy resort-style amenities including a community pool, clubhouse, walking trails, playgrounds, and more, all conveniently located near shopping, dining, schools, and major roadways.
Why wait months for new construction when this never-lived-in home is ready for immediate enjoyment? Call today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $390 | $390 | $390 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,912 | $1,991 | $2,629 |
| Total Monthly Payment | $2,377 | $2,456 | $3,094 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.