6 Sugar Pine Lane, Bay Shore, NY, 11706 | $680,000
Well-appointed Brightwaters Model 2 story townhouse located in the desirable Mystic Pines Community of 90 units. Freshly painted in 2024, this updated home, abundant with natural light, is located in the "NON" 55 & over part of the complex. Impressive entry foyer leads you and your guests to your updated eat in kitchen with granite counters, custom cabinetry and stainless appliances with dining area and counter style seating. Hardwood floors throughout. King size master ensuite with WIC and private bath offering dual vanity, soaking tub and separate stall shower. Secondary bedroom ensuite with walk in closet. Upstairs laundry room with newer washer. Custom area on 2nd floor is perfect for a cozy reading area or office setup. Recreation room style basement with LVP flooring, egress window and powder room. Plenty of storage with pull down attic stairs to access extra storage over 1 car garage. 2025 Gas Hot Water Heater. Monthly maintenance of $445. 20 includes 2100 sq ft clubhouse, pool, gym & dog run. Complex responsible for roof, siding and driveway. Mystic Pines is conveniently located to all major shopping, restaurants, highways and downtown Bay Shore as well as Brightwaters Village.
Features
- Parking: Driveway, Parking Lot
- Heating: Natural Gas
- Cooling: Central Air
- Levels: 2
- Amenities: Clubhouse, Fitness Center, Maintenance, Maintenance Grounds, Pool, Snow Removal, Trash
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full / 2 half
- Laundry: Gas Dryer Hookup, Laundry Room
- Complex: Mystic Pines
- Year Built: 2005
- Common Charge: $446 Monthly
- Approx Sq. Feet: 1,494
- Acreage: 0.02
- Est. Taxes: $12,116
- Lot Desc: Back Yard, Near Shops
- Elem. School: South Country School
- Middle School: Bay Shore Middle School
- High School: Bay Shore Senior High School
- School District: Bay Shore
- Pets Allowed: Yes
- Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer, Gas Water Heater, Wine Refrigerator
- MLS#: 985946
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/985946/6sugarpinelane_bayshore_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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6 Sugar Pine Lane, Bay Shore, NY, 11706
$680,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $544,000 | $544,000 | $544,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,010 | $1,010 | $1,010 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,218 | $3,394 | $4,481 |
| Total Monthly Payment | $4,320 | $4,496 | $5,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535