90 Raines Way, Okatie, SC, 29909 | $485,000

Lowcountry living awaits you at this meticulously maintained Aspire model in one of the area's newest gated, river-front communities, Malind Bluff. This four bedroom, two and a half bath was built in 2021 and offers the ideal blend of comfort, functionality and thoughtful upgrades. The open-concept design on the first level includes a gourmet kitchen with a natural gas cooktop, upgraded appliances and farmhouse sink as well as a flex/office space and half bath for guests. Upstairs you will find a generously sized primary suite with tray ceilings, walk-in closet and a large en-suite bathroom. Three additional bedrooms are located on the second level as well as a full bath, laundry room and a cozy loft area providing extra space for guests or a perfect place to curl up with a good book. A welcoming front porch sets the tone for classic Lowcountry living. The two-car garage provides ample space for two vehicles while the driveway provides enough space for two more. Enjoy your morning coffee on the back patio overlooking a private wooded view. This golf cart friendly community has plenty of amenities to keep everyone in the family busy including a large zero-entry pool, playground, pickleball, dog park and large floating dock overlooking deep water access and incomparable views. Malind Bluff provides convenient access to Hilton Head Island, Beaufort and Savannah as well as local shopping, dining and Beaufort County public schools.

Features

  • Amenities: Dock,Fire Pit,Picnic Area,Playground,Pool,Guard
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Two Story
  • Development: Bluffton/General
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central,Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,300
  • Acreage: 0.14
  • Lot Desc: < 1/4 Acre
  • View: Trees/Woods
  • Pets Allowed: Yes
  • Appliances: Dryer,Dishwasher,Disposal,Gas Range,Microwave,Oven,Refrigerator,Self Cleaning Oven,Washer,Tankless Water Heater
  • MLS#: 509390
  • Website: https://www.raveis.com
    /prop/509390/90rainesway_okatie_sc?source=qrflyer
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Listing courtesy of Weichert Realtors Coastal Properties   Phone: 843-341-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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90 Raines Way, Okatie, SC, 29909

$485,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $388,000 $388,000 $388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,389 $2,450 $3,222
Total Monthly Payment $2,464 $2,525 $3,297

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.