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Like new and built in 2023, this beautifully maintained 3 Bedroom, 2. 5 Bath home in desirable O'Neal Village offers nearly 1, 900 square feet of stylish and functional living space! Featuring an open floor plan with a dedicated office and spacious loft, this home combines modern design with everyday comfort. The stunning kitchen features stainless steel appliances, including a gas cooktop, granite countertops, and abundant workspace perfect for cooking and entertaining. Washer and dryer are included, making this truly move-in ready. Additional upgrades include a whole-house water filtration system, huge walk-in attic storage, plus garage storage cabinets and overhead racking for exceptional organization and storage space. Enjoy relaxing on the large covered front porch, along with the convenience and charm of a rear-entry garage. Residents of O’Neal Village enjoy outstanding community amenities including a neighborhood pool and dog park. This exceptional home combines nearly new construction, thoughtful upgrades, and a highly sought-after community location — a must see!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $16 | $16 | $16 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,798 | $1,870 | $2,444 |
| Total Monthly Payment | $1,889 | $1,961 | $2,535 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.