|
Located in the highly sought-after Villages in St. Johns Woods, this exceptionally maintained 3-bedroom, 2. 5-bath home blends timeless charm with thoughtful updates and beautifully manicured landscaping. Cathedral ceilings elevate the main living area, complete with a gas fireplace and flexible formal dining space ideal for a home office, sitting room, or additional flex room. Rich Australian Cypress hardwoods run throughout the downstairs and upstairs landing, adding warmth and character throughout. A true highlight of the home, the sunroom showcases checkered marble floors, beadboard walls, a Dutch door, and elegant Spanish-style arched entryway, creating a bright and inviting retreat. The well configured kitchen offers a breakfast bar, ample cabinetry, and easy flow into the livingspaces. The spacious first-floor primary suite features double vanities and an oversized walk-in shower, while a stylish powder room and convenient laundry complete the main level. Upstairs are two sizeable guest bedrooms, a full bath, and a versatile office nook. A detached two-car garage with custom shelving provides excellent storage and functionality. Residents of The Villages in St. Johns Woods enjoy outstanding amenities including a pool and clubhouse, scenic walking trails, fenced dog run, updated playground, and inviting community gathering spaces. This is a rare opportunity to own a truly special home in one of Johns Island's most desirable neighborhoods.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,936 | $4,093 | $5,351 |
| Total Monthly Payment | $4,028 | $4,185 | $5,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.