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Lakefront Regency Oaks Gem with Updated Interiors and Private Backyard Setting! Welcome home to this beautifully updated lakefront retreat in Regency Oaks, where modern finishes, peaceful views and everyday comfort come together in a setting that feels both private and inviting. Set on a desirable lot with preserve land on one side and only one direct neighboring home, this property offers a rare sense of space, privacy and natural beauty, all within a well-kept community with a low HOA. Inside, the home feels bright, open and thoughtfully refreshed with updated light fixtures, updated faucets and wood-look ceramic tile flooring that flows through the main living areas. The spacious living room offers a comfortable central gathering space with great natural light and an easy connection to the dining area, kitchen and screened lanai. Whether you are relaxing at home, hosting family or enjoying a quiet evening in, the layout feels open, functional and welcoming. The fully renovated kitchen, completed in 2021, serves as the heart of the home with upgraded cabinetry, stone counters, a tile backsplash, ceramic tile flooring and a functional breakfast bar that opens beautifully to the main living and dining spaces. With generous cabinet storage, updated finishes and a clean, modern feel, the kitchen brings both style and everyday practicality to the home. The result is an inviting main living area that feels current, comfortable and move-in ready without losing its warmth. The primary suite offers a quiet place to unwind, complete with direct access to the screened lanai and a beautifully renovated bath completed in 2026. Designed with a fresh spa-like feel, the bath features updated tile, a glass-enclosed shower, soaking tub, modern fixtures and a polished finish that adds immediate value and appeal. Two additional bedrooms provide comfortable flexibility for family, guests or a home office. Step outside and you’ll find the kind of backyard setting that makes this home feel truly special. The large screened lanai overlooks a fenced lakefront backyard shaded by stunning mature oak trees, creating the perfect backdrop for morning coffee, evening relaxation or peaceful weekends at home. With water views, mature trees, preserve land to one side and only one neighboring home, the backyard feels calm, established and uniquely private. Regency Oaks offers an established neighborhood setting with a low HOA, while placing you close to the growing conveniences of north Manatee County. Families will also appreciate the upcoming Manatee County school rezoning, with this property expected to be assigned to Veterans Elementary for the 2026-2027 school year and Parrish Community High School for the 2027-2028 school year, while the middle school assignment is expected to remain unchanged. (Buyers should verify all current and future school assignments directly with the School District of Manatee County). Enjoy easy access to nearby shopping, dining, schools, parks, Ellenton Premium Outlets, everyday essentials along US 301 and I-75 and the continued growth coming to the Parrish and Moccasin Wallow corridor. With Bradenton, Lakewood Ranch, Sarasota and St. Petersburg all within reach, this home offers a peaceful lakefront setting without giving up convenience, connection or future upside. Schedule your private showing today!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $374 | $374 | $374 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,822 | $1,868 | $2,457 |
| Total Monthly Payment | $2,271 | $2,317 | $2,906 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.