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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Nestled on a beautifully shaded 1-acre corner lot in the sought-after Cork area of north Plant City, this well-maintained 3 bedroom, 2 bath ranch home offers the perfect blend of country charm and modern updates with no HOA, no deed restrictions, and no CDD! Surrounded by mature oak trees and fully fenced in the back, the property provides space, privacy, and flexibility for your lifestyle. Inside, you’ll find 1, 676 square feet of comfortable living space along with numerous major improvements, including a metal roof, tankless water heater, updated electrical panel and wiring, and re-plumbed bathrooms—all completed in 2014. New Pella double-pane, impact-resistant windows with a 25-year warranty were installed in 2022, and the primary shower was remodeled in 2023. Additional updates include a new well pump and pressure tank in 2022 and septic tank service in 2024 for added peace of mind. The impressive 24’x36’ storage shed offers abundant room for hobbies, equipment, or workspace, and the yard features three electric ports for added convenience. Enjoy the quiet rural feel while remaining close to shopping, schools, churches, and interstate access. Best of all, this property is eligible for 100% USDA financing with no down payment for qualified buyers!
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $296,640 | $296,640 | $296,640 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $95 | $95 | $95 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,826 | $1,873 | $2,463 |
| Total Monthly Payment | $1,996 | $2,043 | $2,633 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.