3764 DARSTON STREET, Palm Harbor, FL, 34685 | $390,000

Located in the gated community of Salem Village within the highly desirable Ridgemoor community, this beautifully maintained end-unit villa offers privacy, comfort, and a peaceful preserve setting. The spacious split floor plan features two bedrooms plus an additional flex room that can easily serve as a home office, den, or third bedroom. High ceilings, neutral paint colors, updated lighting fixtures, and beautiful tile flooring throughout create a bright and welcoming feel. The updated kitchen offers dark wood cabinetry, stainless steel appliances, a tile backsplash, under-cabinet lighting, and a functional layout perfect for everyday living. Major updates include a full house repipe, HVAC with UV light, and water heater, all completed in 2022. The large lanai overlooks the preserve, offering the perfect place to relax and enjoy the surrounding nature. As an end unit, the only adjoining wall is the garage, providing added privacy. The HOA includes the tile roof, replaced in 2014, exterior and yard maintenance, cable, trash, and access to the heated community pool. Salem Village residents also enjoy the amenities of Ridgemoor, including tennis courts, basketball courts, playgrounds, and beautiful natural surroundings with wildlife. Ideally located in Palm Harbor off the East Lake corridor, this villa is just minutes from John Chesnut Park, Lake Tarpon, shopping, restaurants, banks, and everyday conveniences. Clearwater Beach and Honeymoon Island are also just a short drive away, making this home the perfect combination of low-maintenance living, privacy, and Florida lifestyle.

Features

  • Amenities: Playground
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1999
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,563
  • Acreage: 0.17
  • Est. Taxes: $3,467
  • HOA Fee: $318 Monthly
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8510911
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8510911/3764darstonstreet_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 12:17:18 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

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NMLS Mortgage Loan Originator ID 16953

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3764 DARSTON STREET, Palm Harbor, FL, 34685

$390,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $312,000 $312,000 $312,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $289 $289 $289
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,921 $1,970 $2,591
Total Monthly Payment $2,285 $2,334 $2,955

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.