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95 Middletown Avenue, Old Saybrook (Saybrook Manor), CT, 06475 | $1,099,900
95 Middletown Avenue offers a rare opportunity to enjoy four season living in the heart of Saybrook Manor, one of Old Saybrook's most sought after shoreline communities. Renovated in 2022 with thoughtful attention to comfort and design, this beautifully updated home combines timeless coastal character with modern amenities and sweeping views of the Oyster River & Long Island Sound. With approx. 1, 600 sq ft. of living space, the home features a reverse floor plan designed to maximize natural light and take advantage of the water views. The main living spaces feel bright and open, w/ hardwood floors, updated finishes, and open layout. A spacious deck with full panoramic views provides the perfect setting for morning coffee, outdoor dining, or relaxing while overlooking the water & shoreline. The home includes four bedrooms and two full bathrooms, offering flexibility for guests, remote work, or year round living. The updated kitchen opens comfortably into the living/dining areas, creating an inviting atmosphere. Modern conveniences including central air and mini split. The property includes a rare two car garage along w/ 400 square foot barn full of charm and potential perfect for a studio, workshop, gym, storage. An outdoor shower after a day at the beach. Residents enjoy a private beach exclusive to the community steps away! This home does not require flood ins adding long term value. Just minutes from marinas, restaurants, shopping the location is best CT shoreline living.
Features
- Town: Old Saybrook
- Amenities: Club House
- Rooms: 6
- Bedrooms: 4
- Baths: 2 full
- Laundry: Lower Level
- Style: Colonial
- Year Built: 1926
- Garage: 2-car Attached Garage,Driveway
- Heating: Hot Air
- Cooling: Ceiling Fans,Central Air,Split System
- Basement: Full,Garage Access
- Above Grade Approx. Sq. Feet: 1,416
- Below Grade Approx. Sq. Feet: 150
- Acreage: 0.15
- Est. Taxes: $6,257
- HOA Fee: $321 Annually
- Lot Desc: Water View
- Elem. School: Per Board of Ed
- High School: Old Saybrook
- Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24176978
- Website: https://www.raveis.com
/eprop/24176978/95middletownavenue_oldsaybrook_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: (860) 633-3661
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.9 x 9.1 | Main |
| Bedroom 2 | Hardwood Floor | 13.1 x 9.7 | Main |
| Bedroom 3 | Hardwood Floor | 7.1 x 13.1 | Main |
| Dining Room | Vaulted Ceiling,Balcony/Deck,Beams,Ceiling Fan,Combination Liv/Din Rm,Hardwood Floor | 8.3 x 18.1 | Upper |
| Full Bath | Granite Counters,Full Bath,Stall Shower,Tile Floor | 7.9 x 7.5 | Upper |
| Kitchen | Vaulted Ceiling,Granite Counters,Island,Hardwood Floor | 15.1 x 7.9 | Upper |
| Living Room | Vaulted Ceiling,Balcony/Deck,Beams,Ceiling Fan,Combination Liv/Din Rm,Hardwood Floor | 13.1 x 18.2 | Upper |
| Primary Bath | Granite Counters,Full Bath,Stall Shower,Tile Floor | 10.1 x 7.9 | Main |
| Primary Bedroom | Balcony/Deck,Hardwood Floor | 13.9 x 12.5 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaInsurance Sales Director, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
95 Middletown Avenue, Old Saybrook (Saybrook Manor), CT, 06475
$1,099,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $879,920 | $879,920 | $879,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $521 | $521 | $521 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,927 | $5,346 | $7,366 |
| Total Monthly Payment | $5,573 | $5,992 | $8,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524