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This is a townhouse. 41 Mountain St offers the privacy and independence buyers want without the maintenance of a traditional SF property. This sun-filled townhouse checks all the boxes for first-time buyers and is equally attractive to investors seeking strong rental potential. The major systems are already updated, including the roof in 2015, windows in 2010, brand new siding in 2025, and a NEW March 2026 Mitsubishi mini-split heat pump system with 3 independently zoned units for efficient year-round comfort. A 200-amp electrical service and in-unit laundry hookups add modern convenience and long-term value. Enjoy your own private patio and off-street parking for both residents and guests. The home is part of a newly condo-ized 2-unit association with an anticipated HOA fee of approximately $100 per month covering master insurance only. Additional attic storage with potential for future finished space and an opportunity to add value through cosmetic updates over time!!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Second |
| Kitchen | Flooring - Stone/Ceramic Tile, Cable Hookup, Lighting - Overhead | Main,First |
| Living Room | Closet, Flooring - Wall to Wall Carpet, Cable Hookup | First |
| Master Bedroom | Closet, Flooring - Wall to Wall Carpet, Cable Hookup | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$509,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $407,200 | $407,200 | $407,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $509 | $509 | $509 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,507 | $2,607 | $3,409 |
| Total Monthly Payment | $3,108 | $3,208 | $4,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.