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Rare opportunity to own a waterfront lot on the peaceful shores of Lake St. Catherine with substantial State permitting and planning work already completed. Tucked away in protected Oxbow Bay near the island, this special property offers beautiful lake frontage, mature trees, private docks, and a sandy beach in one of the lake’s more sheltered and scenic settings. The current owners have invested significant time and effort into advancing the property for future development, including obtaining a State of Vermont Wastewater System and Potable Water Supply Permit for a proposed two-bedroom residence with onsite well and advanced wastewater system. Shoreland Protection permitting associated with the proposed improvements has also been obtained, providing buyers with meaningful due diligence and planning work already completed. Located on Peninsula Drive, a private road offering privacy and a tucked-away lake setting, the property currently includes a platform with a wall tent, creating an enjoyable seasonal retreat while future plans are explored. Lake St. Catherine is one of Vermont’s select wake boating lakes, and this location offers a unique balance of recreation and protection. Enjoy boating, kayaking, swimming, fishing, and lake life while the sheltered bay helps protect the shoreline, beach area, and docked boats from heavier wave activity. Whether you are seeking a peaceful seasonal escape or exploring the potential for a future lakeside home, this property offers a rare combination of waterfront beauty, privacy, and valuable permitting progress already in place.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/24/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,941 | $4,041 | $5,315 |
| Total Monthly Payment | $4,033 | $4,133 | $5,407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.