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Under contract-accepting backup offers. Welcome to the highly sought after Scotsdale community, one of Dunedin’s most well-established 55+ communities known for its peaceful tree-lined streets, welcoming atmosphere, and unbeatable location close to everything locals love about the area. Tucked away on a private cul-de-sac with an assigned covered parking space just steps from your door, this charming 1-bedroom, 1-bathroom villa offers the perfect blend of comfort, convenience, and low maintenance Florida living. As you arrive, a screened and tiled front porch welcomes you inside, creating the perfect spot to enjoy your morning coffee or unwind in the evenings. Step inside to a spacious living and dining room combination featuring luxury vinyl wood flooring throughout, crown molding, and a bright, inviting layout that feels instantly like home. Just off the dining area, the kitchen offers stainless steel appliances, plenty of cabinet storage, and a convenient passthrough window overlooking the additional living space. The owner’s suite is generously sized and ideally located next to the updated bathroom for added functionality and comfort. One of the standout features of this home is the converted screened porch, offering a versatile bonus space complete with built-in cabinetry and additional storage closet, perfect for a sitting room, office, or reading nook. Additional upgrades include in-unit laundry and a 2019 AC unit for added peace of mind. This property also sits high and dry with no flood insurance required. Residents of Scotsdale enjoy a low maintenance lifestyle with HOA fees that include cable TV, internet, water, sewer, trash, exterior maintenance, grounds maintenance, and access to resort-style amenities including a heated community pool, pickleball and tennis courts, shuffleboard, and clubhouse. Residents also have access to a second nearby pool along with Scotsdale Park featuring walking trails, a scenic lake, playground, and picnic pavilion. The location truly makes this home special, perfectly positioned in the heart of one of Tampa Bay’s most beloved coastal towns. Dunedin is known for its vibrant yet laid-back atmosphere, blending charming small-town character with endless things to do. Just minutes away, historic downtown Dunedin is filled with locally owned boutiques, waterfront restaurants, craft breweries, coffee shops, and year-round festivals that give the town its unique energy and sense of community. Outdoor lovers will appreciate easy access to the Pinellas Trail, nearby golf courses, waterfront parks, and the Dunedin Causeway leading directly to the award-winning beaches of Honeymoon Island State Park and Caladesi Island State Park. Baseball fans will also love being close to the Toronto Blue Jays spring training stadium. Whether you are looking for a seasonal retreat or full-time residence, this is your opportunity to enjoy the very best of the Florida lifestyle in one of the Gulf Coast’s most desirable communities. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$155,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $124,000 | $124,000 | $124,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $15 | $15 | $15 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $763 | $783 | $1,030 |
| Total Monthly Payment | $853 | $873 | $1,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.