1432 MEDITERRANEAN DRIVE, #2B, Punta Gorda, FL, 33950 | $197,500

Experience what becomes possible when waterfront living, boating access, and affordability finally come together at 1432 Mediterranean Dr #2B in beautiful Punta Gorda. If you have been waiting for an opportunity to enjoy direct boating access without stretching into the higher price points often found along the coast, this may be the one worth acting on quickly. This second-floor waterfront condo offers quick access to open water and includes a deeded dock where future owners have the ability to add a boat lift, creating the kind of boating lifestyle many buyers search for but rarely find under $200, 000.

Imagine leaving your dock and cruising through the canals out toward Charlotte Harbor and the waters of the Gulf of Mexico. Whether your ideal day includes fishing for snook, redfish, and tarpon, heading out for waterfront dining, sunset cruises, island hopping, or simply spending more time on the water with family and friends, this location makes it easy to say yes to the Florida lifestyle buyers dream about. The boating access and waterfront setting create the kind of everyday experience that continues to draw buyers to Punta Gorda year after year.

Inside, the condo offers comfortable and functional living space with an oversized primary suite large enough for a king bedroom set and additional furnishings. The kitchen has already been updated with newer cabinetry and granite countertops, while the 2022 roof adds additional peace of mind for future owners. The enclosed storage space on the lanai gives you extra room for boating gear, fishing equipment, beach essentials, or seasonal items many waterfront owners appreciate having nearby.

The location places you just minutes from some of Southwest Florida’s most desirable destinations including Fishermen's Village and Downtown Punta Gorda, where waterfront restaurants, boutique shopping, live entertainment, marinas, parks, and community events create an atmosphere people travel here to experience. Nearby boating destinations include Burnt Store Marina, Boca Grande, and the barrier islands along the Gulf Coast.

For travel and convenience, the property offers easy access to US Highway 41, Interstate 75, and nearby airports including Punta Gorda Airport and Southwest Florida International Airport. Area beaches such as Englewood Beach, Boca Grande Beach, and Blind Pass Beach are all within reach for day trips along the coast. Nearby medical facilities include Bayfront Health Punta Gorda and Fawcett Memorial Hospital. Zoned for area schools including Sallie Jones Elementary School, Punta Gorda Middle School, and Charlotte High School.

Opportunities to secure affordable waterfront condos with deeded dock potential in Punta Gorda continue to become harder to find. The question is not whether waterfront living sounds appealing — it is whether you want to be the one enjoying it before someone else does.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: None
  • Complex: THREE STAGS
  • Year Built: 1981
  • Common Charge: $485 Annually
  • Approx Sq. Feet: 1,077
  • Acreage: 0.03
  • Est. Taxes: $929
  • Water Front: Yes
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6147520
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/D6147520/1432mediterraneandrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 8:47:07 PM)
Listing courtesy of CENTURY 21 SUNBELT REALTY   Phone: 941-625-6120

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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1432 MEDITERRANEAN DRIVE, #2B, Punta Gorda, FL, 33950

$197,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $158,000 $158,000 $158,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $77 $77 $77
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $973 $1,012 $1,323
Total Monthly Payment $1,125 $1,164 $1,475

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.