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One of the best spots on Lake Hartwell overlooking docks at Portman Marina is this 3 bedroom 3+ bathroom water front home with over 200 ft lake frontage, situated on a double lot in The Shoals. NO HOA! Short distance to The Galley Restaurant and boat ramp. 2 car attached garage plus large workshop with a bay for your golf cart and a dedicated concrete pad in front for your RV or boat. 2 levels of living with approx 7, 284 sq ft total space, both with full kitchens, fireplaces and laundry. All three bedrooms have en-suite full bathrooms. Enjoy views of the lake from almost every room! Patio area with built in Dynamic Cooking System's gas grill. Upper level features a hot tub with access to a deck that spans the length of the house. Schedule to see this homes many features and extras not mentioned! Several upgrades done within the last year, some of which include a new concrete retaining wall with fencing. Pre Home Inspection done with majority of items addressed including plumbing and electrical updates. Come experience what lake living is all about and just in time for summer's activities!
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 13'1x16'4 | Main |
| Den | 20'1x18'10 | Lower |
| Garage | 24'9x20'7 | Lower |
| Kitchen | 20'1x10'11 | Lower |
| Laundry | 8'2x14'3 | Main |
| PrimaryBathroom | 15'8x13'1 | Main |
| PrimaryBedroom | 15'8x21'6 | Main |
| PrimaryBedroom | 19'4x24'3 | Lower |
| Workshop | 49'1x13'4 | Lower |
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Our Executive Mortgage Banker:
$990,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $792,000 | $792,000 | $792,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.375% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.399% | 6.475% | 6.309% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,812 | $4,941 | $6,737 |
| Total Monthly Payment | $4,904 | $5,033 | $6,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.