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Set on 2. 39 +/- acres in beautiful Waterford, Vermont, this unique multi-level property offers a peaceful setting on a dead-end road with lovely views and a true sense of serenity. The main home features 2 bedrooms and 1 bath, while the apartment space above the garage offers flexibility for guests, extended family, or perhaps even a charming B&B-style setup. Beautiful perennial gardens add color throughout the property, while the fenced orchard features apple trees, a cherry tree, Concord grapevine, blueberries, and raspberries. Two water sources, an artesian well and a spring, add to the property's appeal. There’s plenty of space here to enjoy the outdoors, whether it’s gardening, recreation, or simply taking in the setting. Additional features include a 12x16 heated retreat space with a Rinnai heater, a 12x20 shed, and a landing near the top of the hill that offers space to park an RV or other equipment. Conveniently located approximately 22 miles to Burke Mountain, 5 miles to St. Johnsbury Academy, 3 miles to Waterford Village, and 16 miles to Littleton, NH. Property is being sold as is.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/22/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $304 | $304 | $304 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,601 | $1,665 | $2,177 |
| Total Monthly Payment | $1,980 | $2,044 | $2,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.