Westminster, SC, 29693 | $1,150,000

At 384 Lakemont, the lake life you’ve waited for is finally at your door — at a new price that puts this rare TWO-LOT WATERFRONT within reach. This is a Lake Hartwell home that’s actually ready: no projects, no punch list, nothing standing between you and the water. Fully furnished and completely stocked, you can leave the closing table and head straight to the dock. And what a dock. A two-story custom dock with DEEP WATER year-round, a covered boat lift, and room for 20+ — built for entertaining, sized for jet skis and additional boats, and positioned on a calm stretch of the main channel that stays ideal for swimming, fishing, and pulling tubes toward Broken Bridge. West-facing sunset views drop the sun right in front of you from the dock bench. The granite shoreline holds fish year-round. Your own sandy beach sits on the adjoining waterfront lot — a swimming area away from boat traffic, and the kind of setup that’s genuinely hard to find on Hartwell. The owner is a custom builder who designed and constructed this home as his own family’s lake retreat. He worked with a structural engineer on window placement, natural light, and foundation footers well beyond code — because he wasn’t building to pass an inspection, he was building for his own peace of mind. Five years old with only twenty-five stays, the home has had time to prove its construction without accumulating wear. Inside, walls of windows on every level keep you connected to the lake. The lot grading was intentional, designed to capture the best deep water views in every season. The main level features a vaulted great room with chandeliers, exposed beams, and a brick fireplace; a chef’s kitchen with custom wood island, farmhouse sink, stainless appliances, and 6-burner Viking range; and a casual dining area with shiplap wet bar, beverage fridge, and ice maker. A flexible room off the kitchen works as a butler’s pantry, home office, or whatever you dream up. There’s a powder room on this level for guests. TWO PRIMARY SUITES, each with en suite baths and walk-in closets. The upper-level primary is an exclusive private retreat with spa-style bath and a private observation balcony overlooking the water. The walk-out terrace level — with over 10’ ceilings and expansive lake views — does not feel like a basement. You’ll find a second living space, large laundry room, a third bedroom, and a fourth bedroom with custom built-in bunk beds (two full beds on one side, two twins on the other) that the whole family will fight over. Outdoor living is equally turnkey: a covered upper porch with wood-burning brick fireplace and beamed cathedral ceiling, a lower deck with three barely-used grills and an outdoor shower, and a stone firepit with wide water views. Winters bring mountain views and a reason to stay all year. For the second-home owner: full camera coverage including the mechanical room and attic, whole-home surge protector, and smart water heater with remote capabilities. A detached garage handles gear and storage. A private driveway plus a separate utility access road form a natural circular drive for daily use and trailering. NO HOA. NO SHORT-TERM RENTAL RESTRICTIONS. A second waterfront lot with its own sandy beach offering privacy today and optionality tomorrow — keep it, build on it, or sell it. Close to the interstate, far enough from everything else to truly disconnect.

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Sink, 1st Floor, In Basement, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Craftsman
  • Year Built: 2021
  • Garage: 1-car Detached
  • Heating: Electric, Forced Air, Multi-Units, Heat Pump
  • Cooling: Central Air, Electric, Multi Units, Heat Pump
  • Basement: Finished, Full, Walk-Out Access, Interior Entry
  • Acreage: 1.11
  • Est. Taxes: $6,273
  • Lot Desc: 1 - 2 Acres, Sloped, Few Trees
  • View: Water
  • Water Front: Yes
  • Elem. School: Orchard Park
  • Middle School: West Oak Middle School
  • High School: West Oak
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Refrigerator, Washer, Gas Oven, Wine Cooler, Microwave-Convection, Electric Water Heater
  • MLS#: 1592465
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/1592465/_westminster_sc?source=qrflyer
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Listing courtesy of eXp Realty - Clever People   Phone: 864-940-3777

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Westminster, SC, 29693

$1,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $920,000 $920,000 $920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.475% 6.309%
Monthly Tax Payment $523 $523 $523
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,590 $5,740 $7,826
Total Monthly Payment $6,238 $6,388 $8,474

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.