PRICED TO SELL! Welcome to Valentine Gardens! This bright 2 bedroom, 1 bath inviting cooperative apartment offers incredible potential and value, filled with natural light throughout. The unit features brand new vinyl floorings and has been freshly painted, creating a clean and inviting atmosphere. The spacious living room and formal dining area provide a comfortable layout for both everyday living and entertaining. Both bedrooms are well proportioned and offer ample closet space. The eat in kitchen includes a new refrigerator and stove, while still offering the opportunity for your buyers personal touch, perfect for buyers looking to add instant equity. Multiple closets throughout the unit provide excellent storage. Residents can enjoy the convenience of a children's playground, park and basketball courts located just outside the building, adding to the appeal of this well situated community. Ideally located near NYC buses, Metro North, schools, and shopping. MAINTENANCE INCLUDES ALL HEAT, HOT WATER AND ELECTRICITY. Maintenance amount does not include Star Deduction of $870 yearly.
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Our Executive Mortgage Banker:
$139,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $111,200 | $111,200 | $111,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $685 | $712 | $931 |
| Total Monthly Payment | $760 | $787 | $1,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.