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Beautiful updated half-duplex that has many "smart" features in an ideal location off N. Main Street. The main level has an open living concept with a fireplaced living room, formal dining area, cozy enclosed porch, modern half bathroom, and a spacious contemporary kitchen with clean white cabinetry, Quartz countertop, glass tiled backsplash, stainless steel appliances, and large kitchen island. Upstairs with 3 good sized bedrooms, and a chic tiled full bathroom. Lower level with 2 bonus rooms, a newly renovated full bathroom, laundry area, and access to the exterior. Home offers attractive brick and vinyl siding exterior, newer architectural roof shingles on the main house, nicely stained hardwood flooring throughout, vinyl replacement windows, gas cooking & heating, central AC, wi-fi controlled outlets and ceiling fans, smart controlled room temperature and mood lighting, etc. There is a large backyard that offers great space for outdoor entertaining, and a 2-car garage.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Flooring - Hardwood | Second |
| Bedroom 3 | Ceiling Fan(s), Flooring - Hardwood | Second |
| Dining Room | Flooring - Hardwood, Open Floorplan | First |
| Kitchen | Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances | First |
| Living Room | Flooring - Hardwood, Open Floorplan, Recessed Lighting | First |
| Master Bedroom | Ceiling Fan(s), Flooring - Hardwood, Recessed Lighting | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,462 | $2,561 | $3,348 |
| Total Monthly Payment | $2,848 | $2,947 | $3,734 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.