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ASSUMABLE 4. 75% LOAN AVAILABLE Why wait months to build when you can move right into this barely lived-in, like-new meticulously maintained 2022 Neal Communities home, located within the highly sought-after gated community of Canoe Creek. Featuring 3 bedrooms, 3 bathrooms, a dedicated office, and a spacious bonus room, this thoughtfully designed residence offers the perfect balance of style, versatility, and comfort. Ideally situated on a private preserve lot with no direct rear neighbors, this exceptional residence offers all the benefits of new construction—without the wait. Thoughtfully enhanced with numerous upgrades and designer finishes throughout, the home showcases a stunning gourmet kitchen and over 2, 700 square feet of beautifully appointed living space, blending luxury, comfort, and everyday functionality. At the heart of the home, the gourmet kitchen is sure to impress, featuring a large center island, stainless steel appliances, a cooktop, a convection oven, and solid wood cabinetry. The bright, open-concept floor plan is filled with natural light, creating an inviting atmosphere ideal for both everyday living and entertaining. Designed to accommodate various lifestyles, the spacious bonus room offers endless possibilities as a media room, game room, fitness studio, or hobby space. The generously sized bedrooms provide comfort and privacy, including a well-appointed guest suite that is perfect for visitors or multigenerational living. Additional highlights include beautifully finished bathrooms and an oversized three-car garage with ample storage space. Step outside to the extended covered lanai and take in the peaceful preserve views. The private backyard provides the perfect setting to relax, entertain guests, enjoy outdoor dining, or create your own personal retreat. Surrounded by nature and tranquility, this outdoor space is ideal for morning coffee, evening gatherings, and breathtaking Florida sunsets. Adding to the home's appeal residents enjoy NO CDD fees and a LOW HOA while accessing Canoe Creek's outstanding resort-style amenities. Community features include a lagoon-style pool and spa, clubhouse, pickleball courts, 24-hour fitness center, dog park, and scenic walking trails. An on-site Lifestyle Director further enhances the community experience by coordinating engaging events and activities throughout the year. Conveniently located near top-rated schools, shopping, and dining, this remarkable home offers the perfect combination of luxury, convenience, and Florida living, with easy access to Tampa, Sarasota, St. Petersburg and the Gulf Coast's beautiful beaches. This home is even better in person! Schedule your private showing today and discover everything this exceptional home offers.
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Our Executive Mortgage Banker:
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$674,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $539,992 | $539,992 | $539,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $599 | $599 | $599 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,410 | $4,484 |
| Total Monthly Payment | $3,925 | $4,101 | $5,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.