44 Summit Road, Prospect, CT, 06712 | $439,900

Spacious 4-bedroom Cape set on 3. 96 private acres, offering endless potential with two full baths and possible in-law accommodations. The property features a level lot with easy access, plus three wooded acres complete with stone walls and a stream for added privacy and charm. The flexible floor plan includes a large first-floor room currently used as a primary bedroom with its own private bath and step-in shower. Inside, you'll find three fireplaces, an open layout, abundant closet space including a walk-in closet, and three oversized cedar closets. The updated kitchen features newer appliances, while the large insulated porch has been enhanced with Andersen windows, French doors leading outside, a slider to the interior, and a fireplace ready for a propane insert. The living room offers an additional fireplace, and the open dining room showcases a corner fireplace with a functioning wood stove capable of heating the entire home and even being used for cooking during power outages. Built-in bookshelves add warmth and character throughout. Outside, a detached three-car garage includes an additional rear space with potential for a recreation room, workshop, or studio. The private backyard is ideal for outdoor enjoyment with a basketball/tennis court, organic flower and vegetable gardens, berry bushes, and fruit trees. A wonderful opportunity for someone to bring their vision and personal touches to this unique property. Sun Room is not heated.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Main Level
  • Style: Cape Cod
  • Year Built: 1900
  • Garage: 3-car Barn,Detached Garage
  • Heating: Hot Water
  • Cooling: Window Unit
  • Basement: Full
  • Above Grade Approx. Sq. Feet: 1,982
  • Acreage: 3.94
  • Est. Taxes: $5,960
  • Lot Desc: Treed,Level Lot
  • Elem. School: Prospect
  • High School: Woodland Regional
  • Appliances: Oven/Range,Refrigerator,Dishwasher
  • MLS#: 24176878
  • Website: https://www.raveis.com
    /prop/24176878/44summitroad_prospect_ct?source=qrflyer
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Listing courtesy of Pavlik Real Estate LLC   Phone: (203) 758-4416

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Hardwood Floor12.0 x 11.0Main
Bedroom 2 Cathedral Ceiling,Hardwood Floor10.0 x 12.0Upper
Bedroom 3 Vaulted Ceiling,Cedar Closet,Walk-In Closet,Laminate Floor15.0 x 17.0Upper
Family Room Built-Ins,Fireplace,Wood Stove,Sliders,Vinyl Floor11.0 x 21.0Main
Kitchen Double-Sink,Hardwood Floor,Vinyl Floor10.0 x 16.0Main
Living Room Fireplace,Hardwood Floor12.0 x 17.0Main
Primary Bedroom Vinyl Floor16.0 x 15.0Main
Sun Room Skylight,Wood Stove,French Doors,Sliders,Concrete Floor16.0 x 25.0Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

44 Summit Road, Prospect, CT, 06712

$439,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,920 $351,920 $351,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $497 $497 $497
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,167 $2,222 $2,922
Total Monthly Payment $2,739 $2,794 $3,494

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.