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Presented by
Nicholas Planamento |
Mattituck, North Fork: Where lifestyle, flexibility, and investment potential come together. Discover sunshine and serenity in this impeccably renovated retreat, ideally located in one of the North Fork's most sought-after settings. Completely renovated in 2024, this turnkey home offers not only exceptional comfort and style, but also a proven track record of strong summer rental income, making it an outstanding opportunity for personal use, income generation, or a seamless combination of both. Set on a spacious, level, and private one-acre property surrounded by tall evergreens, the home features a brand-new heated saltwater gunite pool (16x34) complete with an approximately 800 square foot thermal bluestone patio, creating a true resort-like experience right in your backyard. Inside, expansive open living spaces are filled with natural light, offering a bright and welcoming atmosphere throughout. The first-floor owner's suite is impressively sized and features a dedicated sitting area or office-perfect for remote work or a peaceful retreat. A beautifully appointed full bath featuring imported artisanal Spanish tile on the main level is thoughtfully positioned to serve both the suite and main living areas with ease, enhancing convenience for everyday living and entertaining alike. The open-concept kitchen with stainless steel appliances and dining area flow effortlessly to an outdoor deck overlooking the verdant property and swimming pool with terrace, while the spacious living room provides an inviting setting for relaxation in any season. Upstairs, two additional bedrooms and a full bath comfortably accommodate guests. Adding to the home's versatility is an oversized two-car garage, offering excellent potential for conversion into additional living space-ideal for a den, media room, or expanded entertaining area. A full unfinished basement with laundry and utilities provides abundant storage or future finishing possibilities, while a large unfinished bonus room above the garage presents yet another opportunity to customize and expand. Additional upgrades include a new dual-zone Bosch heat pump HVAC system w/ Ecobee thermostats, a whole-house water filtration system, Visual Comfort lighting, Shade Store window treatments, a new six-zone sprinkler system, and a new roof. Conveniently located near renowned North Fork vineyards, the charm of Love Lane, and both Long Island Sound and Peconic Bay beaches, this home delivers the ideal blend of location, lifestyle, and long-term value. Immaculate, adaptable, and income-producing-this is a rare chance to own a North Fork property that truly does it all.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,425,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 631.948.0143
Nicholas.Planamento@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,140,000 | $1,140,000 | $1,140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,473 | $6,927 | $9,620 |
| Total Monthly Payment | $6,598 | $7,052 | $9,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.