25 Canal Road, Wurtsboro, NY, 12790 | $424,900

On a quiet, wooded half-acre in the heart of Wolf Lake's member-owned community, just across Canal Rd from a deeded lake access and 5 min walk to the private clubhouse and member beach. This single-level, three-bedroom ranch delivers an easy, open layout with a propane fireplace in the living room, a kitchen with abundant counter space and a peek of water through the trees, lastly, a sun-filled screened addition with collapsible windows that stretches the living season well past summer. Every room sits on one floor, no stairs, no hassle. The 2018 primary suite bath is fully tiled with a large walk-in shower; it needs only light fixtures and and painting to be complete. Step across the road and down a short path to a deeded right-of-way shared by just a handful of owners to swim, kayak, or fish from your own access on Wolf Lake. The Wolf Lake community: three lakes, a clubhouse, a sand members-only beach, non-powerboat boating and fishing, a five-minute walk to the pickleball and sports courts, a ball field, hiking trail heads, a short drive to the rifle and trap range, and access to nearby golf courses and world-famous Catskill trout streams. Bethel Woods Performing Arts Center is minutes away. Wolf Lake annual dues: $1, 350. One-time membership fee of $5, 250.

Features

  • Amenities: Basketball Court, Clubhouse, Other
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Cabin
  • Year Built: 1940
  • Heating: Baseboard, Electric
  • Cooling: None
  • Basement: Crawl Space
  • Approx Sq. Feet: 1,398
  • Acreage: 0.45
  • Est. Taxes: $5,975
  • HOA Fee: $1,350 Annually
  • Water Front: Yes
  • Elem. School: Emma C Chase School
  • Middle School: Robert J Kaiser Middle School
  • High School: Monticello High School
  • School District: Monticello
  • Appliances: Gas Oven, Gas Range, Microwave, Refrigerator
  • MLS#: 999847
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/999847/25canalroad_wurtsboro_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of J. Morreale, LTD   Phone: 845-796-3707

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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25 Canal Road, Wurtsboro, NY, 12790

$424,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,920 $339,920 $339,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $498 $498 $498
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,093 $2,146 $2,823
Total Monthly Payment $2,666 $2,719 $3,396

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.