400 S RIDGEWOOD AVENUE, Ormond Beach, FL, 32174 | $340,000

Welcome to this beautifully updated 3-bedroom, 3-bath home located on a desirable corner lot in Ormond Beach, offering the rare advantage of no HOA.
The layout offers comfortable, easy living with well-proportioned spaces that flow naturally for both everyday life and entertaining. The kitchen features an island/breakfast bar and stainless steel appliances, creating a functional and inviting space at the heart of the home.

Parking and storage are well covered with both a one-car garage and a one-car carport. A full exterior bathroom adds rare convenience, perfect for rinsing off or cleaning up before entering the home after time spent outside.

Recent improvements include a new fence surrounding the entire property for privacy and security, along with new pavers along the side of the home to extend the driveway and enhance usability. A separate privacy-fenced area creates a cozy outdoor retreat, ideal for seating and a fire pit at the front of the property.

The front yard is spacious and shaded by 3 mature oak trees, offering a naturally inviting setting to relax and unwind. The fully fenced yard includes a patio out back for relaxing and enjoying time outdoors.

Historic Downtown Ormond Beach is only 3/4 mile away, offering easy access by bike or car, with nearby restaurants, bakeries, antique shops, and the Ormond Beach Library. Beach access is just 1. 7 miles away, also accessible by bike or car. The Casements is only 1. 3 miles away and offers weekly community events along with beautiful grounds.

Situated in X flood zone, the location offers added peace of mind while keeping you close to the coastal lifestyle. Enjoy quick access to nearby recreation along the Halifax River and the scenic Tomoka River, both known for boating, fishing, and natural Florida beauty.

With thoughtful updates and outdoor enhancements, this home delivers comfort, flexibility, and true coastal living in one complete package in Ormond Beach.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: In Garage
  • Year Built: 1953
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,056
  • Acreage: 0.2
  • Est. Taxes: $2,766
  • Elem. School: Ormond Beach Elem
  • Middle School: Ormond Beach Middle
  • High School: Seabreeze High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: V4949197
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/V4949197/400sridgewoodavenue_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 6:07:28 AM)
Listing courtesy of Redfin Corporation   Phone: 407-708-9747

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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400 S RIDGEWOOD AVENUE, Ormond Beach, FL, 32174

$340,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $272,000 $272,000 $272,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $231 $231 $231
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,675 $1,742 $2,277
Total Monthly Payment $1,980 $2,047 $2,582

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.