|
Welcome to this beautifully updated 3-bedroom, 3-bath home located on a desirable corner lot in Ormond Beach, offering the rare advantage of no HOA.
The layout offers comfortable, easy living with well-proportioned spaces that flow naturally for both everyday life and entertaining. The kitchen features an island/breakfast bar and stainless steel appliances, creating a functional and inviting space at the heart of the home.
Parking and storage are well covered with both a one-car garage and a one-car carport. A full exterior bathroom adds rare convenience, perfect for rinsing off or cleaning up before entering the home after time spent outside.
Recent improvements include a new fence surrounding the entire property for privacy and security, along with new pavers along the side of the home to extend the driveway and enhance usability. A separate privacy-fenced area creates a cozy outdoor retreat, ideal for seating and a fire pit at the front of the property.
The front yard is spacious and shaded by 3 mature oak trees, offering a naturally inviting setting to relax and unwind. The fully fenced yard includes a patio out back for relaxing and enjoying time outdoors.
Historic Downtown Ormond Beach is only 3/4 mile away, offering easy access by bike or car, with nearby restaurants, bakeries, antique shops, and the Ormond Beach Library. Beach access is just 1. 7 miles away, also accessible by bike or car. The Casements is only 1. 3 miles away and offers weekly community events along with beautiful grounds.
Situated in X flood zone, the location offers added peace of mind while keeping you close to the coastal lifestyle. Enjoy quick access to nearby recreation along the Halifax River and the scenic Tomoka River, both known for boating, fishing, and natural Florida beauty.
With thoughtful updates and outdoor enhancements, this home delivers comfort, flexibility, and true coastal living in one complete package in Ormond Beach.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $272,000 | $272,000 | $272,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $231 | $231 | $231 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,675 | $1,742 | $2,277 |
| Total Monthly Payment | $1,980 | $2,047 | $2,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.