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HIGHEST & BEST due 5/26 8 pm . . . . Welcome to this well-maintained one-owner ranch offering comfort, space, and an exceptionally convenient location in Groton close to major employers and everyday amenities. This inviting 3-bedroom, 2-bath home has been lovingly cared for over the years and offers versatile living space ideal for a variety of lifestyles. The main level features CAIR and beautiful hardwood floors that add warmth and timeless character throughout the home. A spacious living room with a large picture window fills the space with natural light, creating a bright and welcoming atmosphere. The dining area flows seamlessly into the large open kitchen, offering excellent functionality along with direct access to the rear Trex deck-ideal for outdoor dining, gatherings, or simply enjoying the backyard setting . Three bedrooms are located on the main floor, including one bedroom with two separate doorways. A full bath completes the main level. The finished walkout lower level provides an impressive amount of additional living space featuring a large family room, dedicated office area, second kitchen, full bath, workshop space, and direct access to the backyard. This flexible layout is ideal for guests, hobbies, entertaining, or potential multigenerational living needs. Additional highlights include a storage shed, newer driveway, roof replaced in 2020. Move-in ready and thoughtfully maintained, this home offers the perfect combination of charm, functionality, and location
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.6 x 13.5 | Main |
| Bedroom 2 | Hardwood Floor | 11.1 x 9.2 | Main |
| Dining Room | Hardwood Floor | 7.1 x 10.1 | Main |
| Family Room | 10.7 x 26.1 | Lower | |
| Full Bath | Main | ||
| Full Bath | Lower | ||
| Kitchen | 11.1 x 13.7 | Main | |
| Kitchen | Lower | ||
| Living Room | Hardwood Floor | 12.9 x 16.0 | Upper |
| Office | 10.1 x 10.5 | Lower | |
| Primary Bedroom | Hardwood Floor | 11.6 x 9.5 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $364 | $364 | $364 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,768 | $2,325 |
| Total Monthly Payment | $2,163 | $2,207 | $2,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.