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VA assumable loan opportunity plus $5, 000 toward buyer closing costs make this well-maintained home an exceptional value in today's market. Located in the established Arlingwood neighborhood, this move-in-ready property offers comfortable living with thoughtful updates already completed.
Fresh interior paint, updated windows throughout, and spacious living areas create a warm and inviting feel. The layout works well for everyday living, with functional gathering spaces and a covered screened patio overlooking the fully fenced backyard--ideal for pets, outdoor entertaining, or relaxing evenings at home.
Additional improvements include an updated electrical panel for added peace of mind, plus an attached laundry/storage area and separate storage shed for extra flexibility. Conveniently located just minutes from downtown Jacksonville, the sports complex, shopping, dining, and an easy drive to the beaches, this home offers both accessibility and practicality at an approachable price point.
Ask for details regarding the VA assumable loan and closing cost incentive.
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $375 | $375 | $375 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,354 | $1,389 | $1,826 |
| Total Monthly Payment | $1,804 | $1,839 | $2,276 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.