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One of Ayer's charming old homes built in 1895 and nestled atop Pearl St. Built on approximately 3/4 acres of land which stretches to the Bike Path which runs from Ayer to Nashua. Three floors include a finished attic bonus room. Lots of room for the family with 4 bedrooms, 1. 5 baths, formal dining room, spacious eat-in kitchen, living room and four bedrooms with generous closet space. Additional amenities include a functional basement, a dedicated laundry room for convenience, a covered porch perfect for outdoor relaxation and enhances the home's curb appeal. This home also includes a sturdy 3-story barn strong enough to hold a vehicle. Large windows welcome summer sunshine and bring tons of light into the home. The town of Ayer offers an MBTA station with parking garage, great restaurants to choose from, and easy access to Rts. 2, 495 and beyond. We invite you to discover the distinctive charm and sophisticated comfort this residence offers. SHOWINGS START TUES 5/26.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Flooring - Wood | 9.0 x 12.0 | Second |
| Bedroom 3 | Flooring - Wood | 10.0 x 13.0 | Second |
| Bedroom 4 | Flooring - Wood | 11.0 x 11.0 | Second |
| Dining Room | Flooring - Hardwood | 12.0 x 12.0 | First |
| Kitchen | Flooring - Laminate, Pantry | 10.0 x 14.0 | First |
| Living Room | Flooring - Hardwood | 13.0 x 13.0 | First |
| Master Bedroom | Flooring - Wood | 11.0 x 14.0 | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$574,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $459,920 | $459,920 | $459,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $460 | $460 | $460 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,832 | $2,945 | $3,850 |
| Total Monthly Payment | $3,384 | $3,497 | $4,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.